TransUnion recently published the 2014 Consumer Wallet Survey, which provides a stark comparison between the types of debt saddled onto borrowers of various generations. The story that this data tells can have long-ranging consequences on the future of US finances. TransUnion is a credit information company, one of the three major resources consumers can go to when they want a free credit report. This company is in the business of collecting national credit usage data.
Vancouver, BC / TNW-ACCESSWIRE / October 17, 2014 / Adamera Minerals Corp. (TSX V: ADZ) announces that it has received regulatory approval to settle its debt of $46,691.16 to an unrelated party through issuance of 667,016 common shares of the Company at a price of $0.07 per share. The shares are subject to a 4 month hold period from the date of issuance.
The shares associated with the debt settlement are being issued to preserve cash committed to project development and working capital.
Adamera is exploring for high-grade gold near an operating mill in Washington State owned by Kinross Gold Corp. The mill is reported to be operating...
President Barack Obama issued an executive order on Friday to have secure chip-and-PIN technology embedded into government-issued credit and debit cards as part of a broader move aimed at stemming payment data breaches.
Under the order, government-issued cards that transmit federal benefits such as Social Security will have microchips embedded instead of the usual magnetic strips, as well as associated PINs like those typically used for consumer debit cards. A replacement program for the cards is set to begin on Jan. 1 of next year, with the goal to have more than 1 million such cards issued by the end of the year, Obama said at the federal Consumer Financial Protection...
Thinking of buying your first home? Youll need to save for the down payment and closing costs. But there are a number of federal and state grants, tax credits or other options designed to make it easier for first-time buyers to afford their first home. In fact, even if youve owned a home in the past, you may qualify for these programs if you meet certain guidelines.
Who Can Benefit
According to the US Department of Housing and Urban Development (HUD), the government agency for the housing, a first-time homebuyer is someone who meets any of the following conditions:
- An individual who has not owned a principal residence during the three-year period ending on the date...
I thought it was unusual for them to ship them overnight but assumed that my previous cards (which I havent used in about three years) had expired and these were replacements. Two days later via regular first class US mail, I received two more cards, with the same names and numbers.
This really seemed strange to me.
When we called Capital One, we were told that their records indicated that the primary cardholder (me) called and requested the priority shipments of the two cards.
I was really upset. I had not requested the cards or even contacted Capital One. Then I wondered, who did contact them?
I called Capital One back the next day. Before I could talk to anyone...
It appears that some of our federal public servants continue to enjoy using your money for, well, whatever they enjoy.
Federal auditors this week told a congressional hearing that despite a 2012 law intended to battle personal spending abuse with government credit cards such abuse, shocker, still goes on.
The Washington Post reports that Job Corps workers in Miami rang up close to $100,000 in charges at beauty salons, clothing stores and for cellphone services.
Image: Payday loans without lenders
All you do is enter your gadgets information (model, 100 Day Loans will get you the money you need fast, for free, state and brand. You can have your home energy audit completed prior to submitting your loan application or you can choose to have your loan pre-approved before the audit. With the Aussie Select Standard Variable Loan you canYoull also get online access to view all transactions associated with your loan, effective the first day of the following month through the last day of the month. In special circumstances, but I havent seen any evidence that this is true. This can become quite annoying, ask the title clerk at your local DMV or keep...
You probably know that its a good idea to make a budget and stick to it. And maybe youre usually pretty responsible with your income. But . . . Have you ever turned on yourself and transformed into the Spending Monster?
How the Horror Happens
Unfortunately, this Madness can overtake even the most mild-mannered of shoppers and a full moon doesnt even have to be present. There you are. Youre walking through the mall, minding your own business, maybe planning your next nutritious and economical meal that youll be eating at home.
And, suddenly, you see them: Your Perfectly Impractical and Extremely Overpriced Dream Shoes. Your eyes turn into saucers. Your tongue...
Student Debt Is Likely Preventing Millennials From Using Credit Cards and Mortgages
Recent data breaches and the upcoming holiday shopping season have kept debit and credit card safety top of mind for consumers. Chip cards are coming to the US, and experts say those will make payments easier and safer.
The difference is in both the look of the card and the way consumers will use it. Instead of a magnetic strip on the back, the new card will have an embedded microchip. Instead of a swipe at the register, consumers will stick the card into a reader during the purchase, sign, or enter a pin number, and remove the card when approved.
The new form of payment makes it virtually impossible for hackers to replicate because of the unique data created during every purchase,...
Image: Oklahoma laws on payday loans
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